Consumer Law
Consumer protection is government regulation or lack there of to protect the interests of consumers. The terms "consumer law" and "consumer protection law" refer to state and federal consumer protection and product safety statutes and regulations that restrict or prohibit deceptive trade practices such as the Consumer Protection Act. These laws cover many topics, such as credit repair, warranties, internet scams, food safety, and identify theft. On the federal level, the Federal Trade Commission (FTC) is the main agency enforcing consumer protection statutes through the use of "industry guides" and enforcement of consumer protection statutes such as the Magnuson-Moss Warranty Act and the Consumer Credit Protection Act. Access more information here in the consumer protection law practice center.
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Collecting On Small Claims Judgments So you've won a small claims judgment. Learn how to collect here. Buying A Used Car Privately Buying a used car from a private seller can be an unnerving experience. But there's a lot you can do to make sure you're getting a good deal. Do your research ahead of time and know what make, model and year of car you're after. Cosigning A Loan If you're asked to cosign loan, give careful thought and consideration to the worst-case scenarios. The cosigner of a loan is responsible for a loan's repayment if the borrower defaults on the payments. You could be forced to pay off the loan or your credit history could be damaged. Contesting Contracts Contracts are not indestructible, period. Some, however, are more enforceable than others. Before you sign anything, find out which ones won't stand up in court. Finding Legal Help for Consumer Issues It's sometimes difficult to find a lawyer who will represent a single consumer in a legal dispute, often because there's not enough money involved to make it cost-efficient to hire someone. However, if you have a consumer complaint that you haven't been able to resolve, it would still be a good idea.